You awake from your deep slumber after countless weeks in lockdown patiently awaiting your turn for the vaccine. You’ve saved quite a bit of money during the anti-social long haul and you decide you want to invest some of it. You try to think how you might be able to take advantage of the status […]
Tag: investment
Investment grade property: Yield vs capital growth
There are three main ways you can make money on property: Rental yield Capital growth Growth on rental yield Let’s have a chat about the first two. Rental yield A property’s rental yield is calculated by dividing a property’s annual rental earnings by its valuation. I often argue that the better way of calculating rental […]
Investment grade property: Dwelling types
There’s no saying for certain whether real estate will forever rise in value at such impressive growth rates. There’s no saying for certain which locations will perform well and which locations will be left behind. There’s also no saying for certain which dwelling types will be most lucrative, and which will be most burdensome. The […]
Home loan products: Variable vs fixed rates
I’d like to say we’re almost done with home loans but if I did I’d be lying. There’s so much complexity out there on this topic and it has such a profound impact on your cash flow that I think everyone has a right to know as much as possible before taking the plunge. So […]
Home loan products: P&I vs IO loans
When I was younger (I wasn’t the coolest kid) I used to wonder why anyone would take on a massive home loan and opt to pay off the interest only. When you take on a home loan, you can typically choose from P&I (principal & interest) and IO (interest only) products. Here’s what they mean […]
Home loan products: Owner-occupier vs investment loans
Whether you’re buying your first home or you’re looking to invest in property, chances are you aren’t quite wealthy enough to fork out the hundreds of thousands or even millions of dollars it can cost to buy one outright. Even if you do happen to have a seven figure bank balance, you probably won’t even […]
Share investing 101: The basics
I was 21 when I placed my first trade. There’s so much more I know today that I wish I knew back then and you too should definitely be looking to arm yourself with as much information as you can before you place your first trade. There’s no way we can cover everything you should […]
Home equity
What is equity? How much equity should I have in my home or investment property? How does equity fluctuate? What does ‘negative equity’ mean and could it affect me? Strap in for answers to all the questions you never asked. What is equity? Say you own a 100sqm rusty tin shed with no ceiling in […]
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