Skip to content

The best time to plant a tree was 20 years ago. The second best time is now.

  • Home
  • About
  • Conditions of Use
  • Investing 101
  • Personal Finance
  • Property
  • Shares
  • Economics
  • Debt
  • Super
  • Commentary

Tag: investment

December 29, 2021Daniel Moradian

Share Investing 102: Priced-in

You awake from your deep slumber after countless weeks in lockdown patiently awaiting your turn for the vaccine. You’ve saved quite a bit of money during the anti-social long haul and you decide you want to invest some of it. You try to think how you might be able to take advantage of the status […]

Continue Reading "Share Investing 102: Priced-in"
November 13, 2021Daniel Moradian

Investment grade property: Yield vs capital growth

There are three main ways you can make money on property: Rental yield Capital growth Growth on rental yield Let’s have a chat about the first two. Rental yield A property’s rental yield is calculated by dividing a property’s annual rental earnings by its valuation. I often argue that the better way of calculating rental […]

Continue Reading "Investment grade property: Yield vs capital growth"
October 24, 2021Daniel Moradian

Investment grade property: Dwelling types

There’s no saying for certain whether real estate will forever rise in value at such impressive growth rates. There’s no saying for certain which locations will perform well and which locations will be left behind. There’s also no saying for certain which dwelling types will be most lucrative, and which will be most burdensome. The […]

Continue Reading "Investment grade property: Dwelling types"
April 29, 2021Daniel Moradian

Home loan products: Variable vs fixed rates

I’d like to say we’re almost done with home loans but if I did I’d be lying. There’s so much complexity out there on this topic and it has such a profound impact on your cash flow that I think everyone has a right to know as much as possible before taking the plunge. So […]

Continue Reading "Home loan products: Variable vs fixed rates"
April 6, 2021Daniel Moradian

Home loan products: P&I vs IO loans

When I was younger (I wasn’t the coolest kid) I used to wonder why anyone would take on a massive home loan and opt to pay off the interest only. When you take on a home loan, you can typically choose from P&I (principal & interest) and IO (interest only) products. Here’s what they mean […]

Continue Reading "Home loan products: P&I vs IO loans"
March 15, 2021Daniel Moradian

Home loan products: Owner-occupier vs investment loans

Whether you’re buying your first home or you’re looking to invest in property, chances are you aren’t quite wealthy enough to fork out the hundreds of thousands or even millions of dollars it can cost to buy one outright. Even if you do happen to have a seven figure bank balance, you probably won’t even […]

Continue Reading "Home loan products: Owner-occupier vs investment loans"
February 2, 2021February 21, 2021Daniel Moradian

Share investing 101: The basics

I was 21 when I placed my first trade. There’s so much more I know today that I wish I knew back then and you too should definitely be looking to arm yourself with as much information as you can before you place your first trade. There’s no way we can cover everything you should […]

Continue Reading "Share investing 101: The basics"
December 7, 2020January 26, 2021Daniel Moradian

Home equity

What is equity? How much equity should I have in my home or investment property? How does equity fluctuate? What does ‘negative equity’ mean and could it affect me? Strap in for answers to all the questions you never asked. What is equity? Say you own a 100sqm rusty tin shed with no ceiling in […]

Continue Reading "Home equity"

Enter your email address to follow this blog and receive notifications of new posts by email.

Join 51 other subscribers

facebook

facebook

Copyright 2021 smashed avo fund

Website Built with WordPress.com.
  • Follow Following
    • smashedavofund.com
    • Join 51 other followers
    • Already have a WordPress.com account? Log in now.
    • smashedavofund.com
    • Customize
    • Follow Following
    • Sign up
    • Log in
    • Report this content
    • View site in Reader
    • Manage subscriptions
    • Collapse this bar