In an article posted a little over 12 months ago, Inflation watch, I described the bond market as the “all-seeing eye”, noting that the bond market was signalling a potential incoming spike in inflation. The events of late 2021 and early 2022 have justified the bond market’s concerns. What now? As an investor, what sort […]
Tag: interest rates
Inflation watch
We interrupt your regular home loan-related posts to bring you an important update all the way from the US of A. There’s been a very interesting development around inflation. Okay interesting is probably a strong word. Wait. Don’t close the browser yet. This is absolutely something you should care about. The 101 If you haven’t […]
Home loan products: Variable vs fixed rates
I’d like to say we’re almost done with home loans but if I did I’d be lying. There’s so much complexity out there on this topic and it has such a profound impact on your cash flow that I think everyone has a right to know as much as possible before taking the plunge. So […]
Home loan products: P&I vs IO loans
When I was younger (I wasn’t the coolest kid) I used to wonder why anyone would take on a massive home loan and opt to pay off the interest only. When you take on a home loan, you can typically choose from P&I (principal & interest) and IO (interest only) products. Here’s what they mean […]
Home loan products: Owner-occupier vs investment loans
Whether you’re buying your first home or you’re looking to invest in property, chances are you aren’t quite wealthy enough to fork out the hundreds of thousands or even millions of dollars it can cost to buy one outright. Even if you do happen to have a seven figure bank balance, you probably won’t even […]
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